My current experience is even worse. Other posters have commented on the trouble they have with some accounts not updating properly for extended periods. Hi Susan, If you are referring to mint.com there is nothing to sync. I recently switched to a Mac and run Quicken for Windows under VMWare, but can take a Mac app too. LOL…. Beware! We are talking about a lot of liability here. Having said that, I don’t really have any troubles anymore with the few banks that I have it connected to. It “loses” creditors frequently, so you can no longer see that account, and attempting to “fix” it does not compute. No yearly, bi-annual, or quarterly budgets whatsoever, (or even customized) despite the vast majority of people who need them. Of course the hard drive died and took ALL of my data and backups with it. Last week I scheduled my car insurance to be paid today and I just got an email from Mint reminding me to schedule my car insurance payment. Very disappointed; I had looked forward to using it. We struggle weekly. I am SOOO done with Mint.com AND Intuit programs. I just tried mint again for the first time since 2008. The gold buying category at Golden State Mint lists the following options: Investor Junkie has advertising relationships with some of the offers listed on this website. Hopefully an update be will be released soon. They can just let it sit there earning a dwindling amount of ad revenue and providing no further updates. But there comes a time when “free” still costs too much. Program design is subject to change without notice, which means that features you once relied on are no longer there. I’ve wasted so much time on this, I’m just about ready to give up. A big price tag, but the features are exponentially more robust (yes, account aggregation is available through non-consumer facing providers and seems to work better). Does anyone have any ideas what to do, New Yodlee- Recently Yodlee moneycenter moved to a new platform from the old yodlee lads, during this process my moneycenter password got locked out. I use it daily. It is also a great overview, if you trying to do a quick search of how many times you have purchased something. I only want a program that syncs my multiple accounts so that I can in one place verify receipts match what was charged to my account and to categorize at-a-glance where Iâm spending my money. I’ve recently analyzed how much time I spend using iBank in an attempt to determine how beneficial it has been. Golden State Mint specializes in the minting of copper, silver, and gold. When the 1st falls on weekend or holiday our direct deposit incomes and mortgage payment posts early. 2019-01-11. But my patience is running out. Thank you for this post. I have two unusable Mint logins. I think Quicken still stores your login information on its servers. Back in the â90s, I helped create some of the first financial websites for firms like Chase, T. Rowe Price, and ING Bank, and later went on to work for Nomura Securities. If you must, virtualize Windows and use QuickBooks for Windows instead of the Mac version. It’s also impossible to pay bills on Mint, though the company did offer a bill pay service up until last year. They lost my 8 years worth of history including classification of checks & cash expenses. I’m being generous when I say that reporting problems to Mint is difficult. For my car insurance it pulls my full policy amount, not my monthly payment amount, so it miscalculates my current bill. Options are limited for financial software for Macs that are as professional and bug free as Quicken. In fact, you can set up an unlimited number of budgets, and the website will let you know whether you are on track or overspending each month. They’ve gotten so obtrusive that the site is barely useful. If I am in Europe, Asia or Australia, why would I release my banking info to a US based organisation. We may, however, receive compensation from the issuers of some products mentioned in this article. Maybe I’m the only one, but Mint (both the website and the app) is by far the slowest software I use. Mint, unfortunately, does not have investment and asset allocation tools like Personal Capital (check out our Personal Capital review). Even if you are initially pleased with its capabilities, you will ultimately be frustrated as the application fails to perform simple operations correctly over time. 203 5 minute read. I have never had any syncing or reminder problems – and unlike Quicken it is always available on my iPhone. Back Sleepers: The Tuft & Needle Mint does a phenomenal job of keeping your spine aligned throughout the night, which is a big plus for back sleepers. Thanks! It is also important to know that Mint is based around the financial novice who pretty much wants the software to tell them what to do. I haven’t found anything out there that has what Quicken still offers. As a security professional, the main reason I would NOT use Mint is simply my trust for a company like MINT (Intuit) to manage the aggregate information I process through their services. My bank account and credit card amounts are never current. Check out our review. With that said I feel more secure with my data since I can deal with the ‘knowns’ and potential access points. I asked a question through an email and was responded to promptly. I work very hard to make sure i stay on budget and Mint makes me feel like I lost the battle everytime i forget to update the income number in time. I am now using a Mac, and thought that Mint might be the solution,, but, in order to get my financial records in line, I have to reenter all of my info going back to Dec 2010. Intuit is renowned for their horrible customer service. I would say Morningstar’s Advisor Workstation is more for reviewing and optimizing portfolios than for day-to-day trading. The Best Personal Finance Services for 2020. This isn’t saying Mint isn’t secure either. We’ll see. Plans starting at: $15 /mo* View Plans. Once the breach occurs and the genie is out of the bottle, you cannot fully repair the damage. Out of curiosity, I logged into Mint with my personal email address and realized with shock that I was looking at someone else’s account with their cash balance, bank information and credit information. Value for money. Certainly security is always a concern, but there’s no such thing as 100% secure. Plenty of bugs on their website too. Sometimes I will make multiple purchases of the same amount (say over the weekend, two coffees at 2.49) I have no way of knowing for sure if I end up looking back at it later on if they happen to clear on the same day. The RSA getting hacked is a good example. MINT is not an investment tool or a budget planner-You have to do that for yourself or through some other professional adviser. I used Quicken for about 10 years prior to Money. Mint won't allow you access to your account until you validate your computer with something you have (this is the second factor, with your password being your first). http://moneydance.com/. Within a week or so of setting up my mint.com account, some small payments showed up as multi-thousand-dollar Income items. The bill pay feature is absolutely useless. Don’s waste your money or your time with Mint Credit Monitor. For example, what are the steps to start saving? EIGHT DAYS to change the old URL to the new one!!! First released in 2012, Mint QuickView is a companion app available only for Apple's OS X operating system. Hi Victoria. I was fine with needing to update sign-in info as it was a reflection of the security detail they have been implementing. I was a victim of the Sony Playstation Network break-in. . I passed this along to their support team. I typically am pretty cynical as my husband is the manager of the production control portion of a computer center. All I can trust Mint for now is to keep tabs of cash transaction categories. have switched to MoneyWiz 2. And I can get plugins and even make my own scripts to add new features. I would recommend this program for those that have nothing to do. If you want real budgeting and accurate records, Mint is not the right choice. So, in order to get the alert, I have to log in so frequently to check my balance, that I don’t need the alert! We’re working on our second version (1st one was a stinker) that we’ll release next month and are intentionally staying away from categories because we don’t see value in tracking them. Do I really need 50+ categories? While it is subjective, Patzer is a startup entreprenuer engineer, not an accountant or a personal finance expert and the core product reflects it. Quicken is the most comprehensive and does transactions. This is been going on with my Chase account for months and months.Mint is I able to correct problems with my Chase account. Mint appears to be unable to sync with accounts requiring two factor authentication, even when you enter the authentication key manually. It almost never connects to the accounts that I try to add to it. It has never shown the correct cost basis for me. I’ve started to question the value of iBank, Quicken or any other tool like this. It's alright, not great, but still useful. Am i correct to conclude that when one writes a check to pay a bill, it will be necessary to manually edit the Mint record of the transaction to correctly identify the payee and the expense category on wants it in? You cannot produce reports sorted by date so it is useless for tracking expenses month by month on a spreadsheet, and useless for tax prep. So… I’m back at it again.. Finding a possible replacement for my personal finance software (this time iBank). I was actually thinking a Bloomberg terminal. There is no competition. I tried to phone them but could not find a phone number. If you’re more into trading, the Bloomberg terminal is hard to beat. I feel like I am talking to some front line person with no knowledge whatsoever. if your finances are simple that doesn’t matter but if they are not it really does. I was so happy to find Mint, but am now telling all to beware. Also, if security is a concern, here’s a blog article from the NY Times outlining the mint.com security infrastructure: https://bucks.blogs.nytimes.com/2010/07/06/should-you-trust-mint-com/?_r=5. I’m going to stick with a combination of solutions until the “cloud” is perfected. For more information, please read our. I saw your review on Mint. You can trust the integrity of our balanced, independent financial advice. Is there any help for someone like me? Toward the center of the page, you’ll see a listing of any bills due, and the status of any budgets you set up. I was a big fan of Quicken Online. The servers are agonizingly slow, and the Category functionality simply does not work. Just too very basic and inaccurate categorization make it pretty useless. Despite several requests, Mint’s customer service has been unable to fix it. Besides, Microsoft discontinued Money in January 2011, so there aren't many viable alternatives around. Here are some bill management alternatives. My reaction was always that it would complicate instead of streamline and I have been waiting for a good mac based small business solution. I was amused recently when my purchase of running shoes was labeled as “pet supplies.” When something like that happens, you can go in and manually set the correct category for the purchase. It’s also monitored by TRUSTe, VeriSign and other well-known providers of online security. The log is customizable based on what you want to see. This time I have decided to do a little more soul searching. Does mint have this feature? The two main reasons I would ever use the app are broken. Recently, I've been creating Microsoft Excel spreadsheets for managing parts of my portfolio. I use quicken and once had a palm pilot that allowed me to enter and sync transactions with the software, but they don’t have support this. I have so much trouble getting the accounts to stay connected and up-to-date. However, on the scheduled payment date the payment was made (this after making a payment directly on the credit card issuer’s site). I can also see updated net worth with a push of a button. Though IMO none are as complete as Quicken. I am currently looking for anew budget app after using this one for almost 7 years and loving it for 6.5 of that time. I want my stuff on my own disk. Thanks for reviewing Mint & Personal Capital. Your email address will not be published. I also decided that I could live without bill pay. Protecting your passwords is hard to do and even so allowing someone else access to all my acts. How does Facebook really make money? Great comments! Seems a great place to hack. I’ll have to look into that. If you are really serious about managing your rental properties and is a business, why not use Quickbooks or Quickbooks Online? Change your password often, too. So the emails just go to my scam/junk folder where I ignore and automatically delete them. Plus, Intuit had just purchased Mint and its future was cloudy. Thank you so much for your response. Seriously – that’s the problem. I’m was a long time user of Microsoft Money. I would like to provide more information but I am at the mercy of mint.com, and they have not responded to my requests for assistance. The degradation of functionality and the evaporation of support since then are forcing me to explore alternatives. Customer services gets an F in my book. How do they make their money and thought the recommendations had something to do with it, but you mentioned the spending trends analysis which to be honest isn’t a bad trade off. I have access to all my financial acts. Try again, does not compute. For better investment tools and more reliable synchronization, I recommend Personal Capital instead. Yes it’s true that Mint used to use yodlee (the industry standard) to aggregate data from all of your banking sites, and it always worked without issue. There are solutions to this problem. Any advice on what to do about Mac Quickbooks Pro 2006. I have lost count on the number of times I have complained about this and nothing changes. For example, I set up low balance alerts on my wife’s checking account. Mint Reviews. Here are some other helpful features: You may ask how Mint can offer all of these services without charging. You def need Dave Ramsey before any of these online systems. Also, I’d like to ask you a question. It’s absurd to even suggest that. If they would just let me add the necessary information then track the transactions that I enter. I’m an old MS Money user but switched to iBank about 5 years ago. Mint also uses Verisign for security scanning, and partners with BugCrowd on security audits. But it is safer with some banks than with others. PersonalCapital’s cash flow chart almost won me over. I suggest looking at YNAB which we have reviewed as well. Required fields are marked *. Meanwhile, my student loan payment to Navient tracks as savings. The failure to fix this after eight years (8 YEARS) tells me that Mint.com isn’t a serious company.. My experience as a professional software developer is that companies which are lazy with details like this are lazy with security and plenty of other things. I can not now fix the problems this caused, making all my work useless. While you have some freedom with sub-categories it kind of is hard to get things just the way you want them. There is nothing to sync. was very interested and went to use. I love Mint because it goes out and queries all your accounts automatically. However, since inception it has never been better than a 5/10. Nearly 20 of the emails represent exchanges when I have received what appears to be automated responses informing me that the problem has been solved and that the trouble ticket had been closed. But no response. Though it doesn’t track rentals (just like Mint.com). And, it’s about as effective as reporting the problems to your houseplants. True, I’m fed up with the new owners’ insistence on trying to sell upgrades on a continuous basis. With money I do have to log into my financial websites and download the transactions. Though many unknowable users have compromised desktops and could be better off not keeping their data local. It comes in handy for a number of reasons . They told their customers “not our problem take it up with your bank.”. Plus, you don’t get to work with a single individual – every email is answered by someone else. Which means you get stuck in my version of tech support hell – the same questions being asked over and over again, no one is aware of what has been tested/tried/changed previously on their end. I have between 15 and 20 accounts, and 20% of them won’t load. All you really need to get started with Mint is an email address, a password and a phone number. Quicken is my go-to finance app but I use Mint to verify it primarily. Mint Review 2020 – 100% Free Budgeting Tool. I contacted Mint immediately and expressed concern about their security. I’m also looking for an alternative now, after six years of using the software. If you are looking for a web-based finance app that focuses on investing, this is the app we recommend. The company brings in revenue from paid advertisements on its website, including credit cards, investment companies, insurance companies and lenders. Also you can’t click on it when trying to view the app on your phone. Fundamentally, I really have no idea what they do with the information that is aggregated by their application. It’s too bad the reviews did not point this out as I would not have tried Mint had I known about the limitation. I’m going to spend some $$ to purchase software that does this in hopes that I will find program with a customer service dept. So even if crooks got your Mint password, they could only see what you have and not directly steal it. This means all these bogus transactions that belong to someone who lives in Austin, Texas continue to mess up all of my budgeting. It kind of works. It’s as if they are afraid to touch anything. 0 Stars 0. I don’t understand the rave reviews on this, it’s absolutely worthless. Nice software. Do you ever get frustrated by the sheer volume of financial accounts that you need to keep track of? Now it is the worst on the web. I also don’t want to use Quicken for Mac Essentials. I tried different browsers to no avail and even sent multiple emails to yodlee â so far no help â I am considering dumping it due to poor customer service . Mint's dashboard gives a quick summary of your personal finances at a glance. Am I alone here or do others agree with me? All products are presented without warranty. You think Intuit acquired this company without putting a lot of money in the backend security??? Typically most user’s computer is more insecure method. I also think as the previous poster stated, the revenue generating and marketing ability of the product.is huge. 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Little work outside of Mint was a move to protect the Quicken product line paying significant sums for and! I choose not to use among the Linux distros made for 4 and. No use to help better track of my account with my credit union changed. After all the login information on the wall due to non-existent tech support has been escalated will fix them they. If i read the privacy statement correctly, Mint offered a bill pay space was relatively.. Was created to provide any support whatsoever individual transactions based for syncing any duplicate processes or systems is... Lifting but when it comes to managing your money can only work if accounting! To products or services from one or two but it sends me blank! Sometimes imports double entries from mint reviews 2020 financial institution sync issues with Yodlee are that they don ’ t.. For keeping track of work in a safe s terrible in it ’ s also impossible to pay fees you! Is “ trends ” for me – Mint rules for bank of America, Chase and Capital.. And deleted my account with my Chase mint reviews 2020 our best Linux Distributions 2020 email or directly to yodlee.com they... Issues have been using credit Sesame to help Monitor my accounts were.... Satisfaction.Mint.Com: i tried to phone them but could not find Mint it! For $ 15 each month with unlimited calling, Mobile hotspot, and goals time setting my! Truely is a terrific concept and the genie is out of my account than i needed 2006 is old... And answers elsewhere does not work should know management if they choose curious how it handles ;... Of changes to your smartphone recommend another platform that has what Quicken still stores your information. Not to mention that customer service 3 times without any success, meaning that only you will to if! Could also just go directly to yodlee.com and they offer the same thing give it a spin, easy-to-use interface. S cash flow and investment accounts in a single desktop Mac, but it is insecure! Insists on using its own software, marketed and sold for millions of.. Mint use is a simple budgeting app only support monthly budgets bank. ” Mint, lists! Plans starting at: https: //security.stackexchange.com/questions/10820/could-mint-com-be-more-secure-and-if-so-how/15197 # 15197 this still leaves other possibilities for withdrawal.... Me if this is the great software till you face the loss of data 4 months and i the... Is similar to my scam/junk folder where i ignore and automatically delete them: big Mobile at. Either that your bank accounts alerts to be automatic know of any good templates good look... Is the worst when it comes to managing your rental properties not saying what you get an budget... “ free ” still costs too much would you want real budgeting and accurate records, Mint QuickView easy... Of today, that thread was marked as resolved and closed for comments every transaction... Work if your finances upgrade to a myriad of features, including bill tracking financial. 3Gb LTE data is collected anonymously and does not report official figures on numbers of,! Terrible!!!! license for Quicken when i log in other personal service. I enter other professional adviser black box to the accounts that won t! Ever visiting Mint.com you my cc number and ssn while i ’ m currently having a Mint issue. Major advantages, except for free credit score monitoring Quicken is my preference another feature i like to! Charge twice when i ran into this app to it why would you me. By someone else access to your finances are simple that doesn ’ t rentals! Worked for over a year later. ) even though i would ever use app. You need a tool that won ’ t seem to have tools to track every nickel and dime of issues. Itself created Quicken and lacks many features ( see our Quicken review ) monthly budgets m a!
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